1. Nature of the Service

FSA.ee provides financial market information, technical analysis, market commentary, signals, alerts, indicators, charts, and related content for informational and educational purposes only.

FSA.ee does not provide investment advice, financial advice, trading advice, or personalized recommendations. Nothing on the Platform should be interpreted as a solicitation or recommendation to buy, sell, or hold any security or financial instrument.

2. Signals, Alerts & Market Timing

Any signals, alerts, ratings, trend states, watchlists, price levels, entries/exits, stop-loss levels, take-profit levels, or market timing outputs:

• Are general, non-personalized information
• May be generated using automated models, algorithms, rules-based logic, historical data, or third-party sources
• Do not consider your personal objectives, financial situation, or risk tolerance

FSA.ee does not guarantee that any signal or alert will be profitable, accurate, timely, or suitable for your circumstances.

3. No Fiduciary Relationship

Your use of the Platform does not create any advisory, fiduciary, brokerage, or client relationship between you and FSA.ee.

FSA.ee does not:

• Execute trades
• Manage portfolios
• Act on your behalf
• Provide individualized advice

All decisions remain solely your responsibility.

4. Payments & Billing

All payments for FSA.ee subscriptions are processed by Stripe, Inc. ("Stripe"), a third-party payment processor.

By subscribing, you agree to Stripe's Terms of Service and Privacy Policy.

FSA.ee does not store, process, or have access to your full payment card details. All payment information is handled directly by Stripe in accordance with PCI-DSS standards.

Subscription billing, refunds, and payment disputes are subject to Stripe's policies and your agreement with Stripe.

5. Risk Disclosure

Trading and investing in financial markets involves substantial risk, including the possible loss of some or all invested capital.

You acknowledge and understand that:

• Financial markets are volatile and unpredictable
• Losses can exceed expectations and occur rapidly
• Leverage, derivatives, and short-term trading amplify risk
• Past performance, whether actual, simulated, or backtested, is not indicative of future results

No guarantee of profit or avoidance of loss is expressed or implied.

6. Hypothetical & Backtested Performance

Any hypothetical, simulated, or backtested performance results shown on the Platform:

• Do not represent actual trading
• Have inherent limitations
• May not reflect real-world factors such as liquidity, spreads, commissions, slippage, execution delays, or changing market conditions

Such results are provided for illustrative purposes only.

7. Data Accuracy & Availability

FSA.ee relies on third-party data sources and automated systems. As a result:

• Data may be delayed, incomplete, incorrect, or unavailable
• Alerts and notifications may not be delivered in real time or at all
• Displayed prices may differ from executable market prices

FSA.ee makes no warranties regarding the accuracy, completeness, or timeliness of any information provided.

8. User Responsibility

By using the Platform, you agree that:

• You are responsible for verifying information independently
• You understand the risks associated with trading and investing
• You will use the Platform at your own discretion and risk

You should consult a licensed financial advisor or other qualified professional before making investment decisions.

9. Limitation of Liability

To the maximum extent permitted by law, FSA.ee, its owners, operators, affiliates, and partners shall not be liable for any direct, indirect, incidental, consequential, or special damages, including loss of profits or capital, arising from:

• Use of or reliance on Platform content
• Signals, alerts, or market timing indicators
• Errors, omissions, or delays in data
• Technical failures or service interruptions

10. No Guarantees

FSA.ee does not guarantee:

• Profitability
• Signal accuracy
• Alert delivery timing
• Continuous availability of the Platform

All services are provided on an "as is" and "as available" basis.

11. Intellectual Property

All content, software, indicators, models, branding, and materials on FSA.ee are the intellectual property of FSA.ee or its licensors and may not be copied, reproduced, or redistributed without prior written consent.

12. Modifications

FSA.ee reserves the right to modify these Terms at any time. Continued use of the Platform after changes constitutes acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Estonia / European Union, without regard to conflict-of-law principles.

14. Acceptance

By accessing, registering for, or using FSA.ee, you confirm that you have read, understood, and agreed to these Terms of Use and Risk Disclosure.